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National News
Earmark Reform Commission Bill
introduced with bipartisan effort
WASHINGTON, D.C. – U.S. Reps. Jim Cooper (DTenn.) and Ron Kind (D-Wis.), along with a bipartisan group of colleagues, including Melissa Bean (D-Ill.), Mark Udall (DConn.), Tim Walz (D-Minn.), Jim Ramstad (R-Minn.), and Wayne Gilchrest (R-Md.), today announced the introduction of a bill establishing an independent, bipartisan commission to recommend reforms to the earmarking process, the Bipartisan Earmark Reform Commission Act of 2008 (H.R. 5755).

“The earmark process, with all its abuses, has given Congress a black eye and the American people another reason not to trust their government,” said Rep. Jim Cooper (D-Tenn.), a senior member of the House Budget Committee. “This election year, Congress needs to stop and reevaluate the way we appropriate money for projects around the country. We shouldn’t wait for another indictment to be handed down before demonstrating that we take stewardship of taxpayer money seriously."

Cooper has also imposed a one-year moratorium on his earmark requests while he calls upon colleagues to reform Congressional spending practices. “Abuse of the earmarking system has eroded the public’s trust in the process and overshadowed the worthy projects earmarks often fund,” said Kind, the bill’s lead sponsor, who has imposed a one-year moratorium on his own earmark requests while he works to reform the process. “From a ‘Bridge to Nowhere’ to a rainforest in Iowa, any member of Congress (whether they are an advocate or foe of earmarks) needs to be accountable to the taxpayers for the staggering growth in earmark spending.

While Democrats have made progress on this issue, further reform is necessary, and this commission can help us restore integrity to the earmarking process. I urge my colleagues to support this initiative.”

Current congressional and executive branch earmarking practices have no safeguards to protect taxpayer dollars against waste. The bipartisan commission on earmark reform established by H.R. 5755 is intended to formally define an earmark and examine the earmarking process to develop and recommend reforms that would increase transparency, equity, and fiscal responsibility in the process. The independent commission’s 12 members would be appointed by the Speaker, the House Minority Leader, the Senate Majority and Minority Leaders, and the President. The commission would be required to report back to Congress within six months.
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Beware foreign lottery, fake check scams:
Tenn. Consumer Affairs
The Tennessee Division of Consumer Affairs warns consumers to be aware of foreign lottery and fake check scams. Scams like these take place everyday and the goal is to get your money or personal information. Consumers may receive notification via telephone, e-mail or direct mail letting them know that they have won foreign lotteries from Canada and as far away as Europe. Consumers who receive email notifications are asked to respond with personal information in order to receive the winnings. The scammers take that information and the consumer never gets any lottery money.

Consumers also receive notification letters in the mail. With some scams, they ask the recipient to wire money for fees to a third party before they can receive a check.

With other scams, those consumers who receive lottery notification letters in the mail also find a check enclosed. The consumer is notified that they have won and are then asked to cash the check and wire or mail a portion of the non-existent winnings to cover insurance and fees. A contact name and phone number may even be provided to assist with verification and processing.

The checks look legitimate and many consumers will take them to the bank and cash them, not knowing they are counterfeit. Before the check clears, they use money already in their account to wire the fees back to the third party. However, once the check does not clear the bank, the consumer soon realizes they are responsible for the money.

According to their website, the United States Postal Inspector Service and their global law enforcement partners have seized over 600,000 fake checks.

The Tennessee Division of Consumer Affairs offers these words of caution for consumers who are thinking about responding to a foreign lottery notification: Ignore all mail, e-mail and phone solicitations for foreign lottery promotions.

Federal law prohibits mailing lottery tickets, advertisements or payments to purchase tickets in a foreign lottery.

Don’t give out your personal information including account numbers during an unsolicited sales pitch.

If you purchase one foreign lottery ticket, your name may be placed on a 'suckers list' that fraudulent telemarketers buy and sell.

Always use caution corresponding with businesses in other countries, because it may be difficult to locate them if a problem arises.

There is no legitimate reason why someone would give you a check or money order and ask you to wire or send money in return.

No legitimate contest will make you pay a fee to collect a prize.

To win any lottery, you must first buy a ticket. You can’t win a contest you didn’t enter.

If it sounds too good to be true, it probably is.

If you decide to play a foreign lottery, you won’t win anything but you may lose everything.

For more information or to report a fraud, please contact the Tennessee Division of Consumer Affairs at 1-800-342- 8385 You can also find more information from the U.S. Postal Inspector and its partners at http://www.fakechecks.org
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First Baptist Church Hopewell celebrates
pastor's second year anniversary
OLD HICKORY, Tenn. — The congregation of the First Baptist Church Hopewell of Old Hickory, Tenn. will celebrate the Second Year Anniversary of Rev. Kenneth W. Forte, pastor and First Lady Lori Forte on Sunday, April 27.

The 11 am morning speaker will be Rev. Michael Payne and the congregation of First Baptist Church-Higgins from Little Rock, Ark.

The guest speaker for the 3 pm celebration will be Dr. William F. Buchanan and the congregation from the Fifteenth Avenue Baptist Church of Nashville.

First Baptist Church Hopewell is located at 4033 Lafayette Street, Old Hickory, Tenn.

The public is invited to come out and celebrate with Rev. and Sister Forte and the members of the First Baptist Hopewell church family.
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Tennessee NAACP calls for prohibition of
on-campus credit card solicitation
The NAACP heralds SB3814/HB3393 as a responsible first step, on the part of the state of Tennessee, in shielding the state’s youth from irresponsible lending practices.

In February 2008, the Daily Beacon reported that the fastest growing group of credit users and filers for bankruptcy are those between 18 and 24 years of age. A significant number of these are minorities. According to a 2005 study by Nellie Mae, a student lender company, 76% of undergraduates had a credit card, and only 21% paid them off each month.

“In light of our national lending crisis, it is unthinkable that any member would vote against a bill that encourages responsible borrowing,” said Gloria J. Sweet-Love, president of the Tennessee State Conference NAACP. “The state of Tennessee should not be in the business of indirect lending to youth. The sole purpose of our state sponsored higher education system should be to educate the youth. We urge the Senate Education Committee to pass the bill in its current state. Anything less stringent would not be economically responsible.”

The NAACP believes that the state of Tennessee should cease foreclosing on our youth’s future.

Founded in 1909, the NAACP is the nation's oldest and largest civil rights organization. Its members throughout the United States and the world are the premier advocates for civil rights in their communities, conducting voter mobilization and monitoring equal opportunity in the public and private sectors.
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